{"id":13777,"date":"2025-10-07T09:19:37","date_gmt":"2025-10-07T09:19:37","guid":{"rendered":"https:\/\/sibiz.eu\/?p=13777"},"modified":"2025-10-07T13:09:04","modified_gmt":"2025-10-07T13:09:04","slug":"slovenacki-preduzetnicki-fond-nudi-kredite-za-likvidnost-malim-i-srednjim-preduzecima-kamatna-stopa-fiksna-18-godisnje","status":"publish","type":"post","link":"https:\/\/sibiz.eu\/sr_la\/slovenacki-preduzetnicki-fond-nudi-kredite-za-likvidnost-malim-i-srednjim-preduzecima-kamatna-stopa-fiksna-18-godisnje\/","title":{"rendered":"Slovena\u010dki Preduzetni\u010dki Fond nudi kredite za likvidnost malim i srednjim preduzec\u0301ima – Kamatna stopa: Fiksna 1,8% godi\u0161nje"},"content":{"rendered":"\n
\"\"<\/figure>\n\n

Slovena\u010dka mikro, mala i srednja preduzec\u0301a (MSP) sada mogu imati koristi od veoma konkurentnih kredita za likvidnost koje pru\u017ea Slovena\u010dki preduzetni\u010dki fond (Slovenski podjetni\u0161ki sklad – SPS). Ovi krediti, u rasponu od 15.000 do 100.000 evra, osmi\u0161ljeni su da preduzec\u0301ima omoguc\u0301e lak i brz pristup izvorima finansiranja za manje investicije ili potrebe za obrtnim kapitalom.<\/p>\n\n

Promoter:<\/strong> Slovena\u010dki preduzetni\u010dki fond (SPS)<\/p>

Rok prijave:<\/strong> 19. septembar 2025. – 14. oktobar 2025. (prijave moraju biti podnete elektronski putem SPS ePortala do 14:00)<\/p><\/p>\n\n

Full details on the SPS website<\/a><\/p><\/p>\n\n

Ko mo\u017ee da se prijavi?<\/strong><\/p><\/p>\n\n

Pravo na prijavu imaju preduzec\u0301a koja:<\/p>\n

    \n
  1. Imaju najmanje jednog zaposlenog<\/li>\n\n\n\n
  2. Su osnovana pre 1. januara 2024. godine<\/li>\n\n\n\n
  3. Se nalaze u Kohezionom regionu isto\u010dne ili zapadne Slovenije<\/li>\n<\/ol>\n

    Namena kredita<\/strong><\/p><\/p>\n\n

    Krediti za likvidnost su osmi\u0161ljeni da pomognu kompanijama da finansiraju \u0161irok spektar poslovnih potreba. Sredstva se mogu koristiti za:<\/p>\n

      \n
    1. Kupovinu nove opreme i ma\u0161ina<\/li>\n\n\n\n
    2. Ulaganje u poslovne nekretnine, uklju\u010dujuc\u0301i akviziciju, izgradnju, renoviranje i razvoj zemlji\u0161ta<\/li>\n\n\n\n
    3. Sticanje patentnih prava i licenci<\/li>\n\n\n\n
    4. Za pokrivanje tekuc\u0301ih operativnih tro\u0161kova, kao \u0161to su materijali, roba, usluge, plate zaposlenih i drugi operativni tro\u0161kovi.<\/li>\n<\/ol>\n

      Ukupan iznos dostupan za ovaj poziv je 20 miliona evra.<\/p>\n\n

      Iznos i uslovi kredita<\/strong><\/p><\/p>\n

        \n

      1. Iznos kredita<\/strong>: od 15.000 do 100.000 evra (jedna prijava po kompaniji)<\/p><\/li>\n\n\n\n

      2. Kamatna stopa:<\/strong> Fiksna, 1,8% godi\u0161nje<\/p><\/li>\n\n\n\n

      3. Rok otplate:<\/strong><\/p>

          \n
        1. Od 2 do 7 godina za kredite od 50.001-100.000 evra<\/li>\n<\/ol><\/li>\n\n\n\n

        2. Period odlaganja (moratorijum)<\/strong>: do 6 meseci, sa moguc\u0301no\u0161c\u0301u produ\u017eenja na 24 meseca (uklju\u010deno u ukupan period otplate)<\/p><\/li>\n\n\n\n

        3. Pokric\u0301e<\/strong>: do 100% prihvatljivih tro\u0161kova projekta<\/p><\/li>\n\n\n\n

        4. Zalog:<\/strong><\/p>

            \r\n
          1. 8 menica za kredite od 15.000-50.000 evra<\/li>\r\n<\/ol>
              \n
            1. 8 menica plus li\u010dna garancija za kredite od 50.001-100.000 evra<\/li>\n<\/ol><\/li>\n\n\n\n

            2. Bez naknada za prijavu ili administrativnih tro\u0161kova<\/strong><\/p><\/li>\n<\/ol>\n

              Maksimalni ukupan iznos kredita koji kompanija mo\u017ee dobiti (uklju\u010dujuc\u0301i i druge SPS programe kredita P7R 2025, P7 2025 ili P7-2 2025) ne mo\u017ee prec\u0301i 30% neto prodaje kompanije u 2024. godini.<\/p>\n\n

              Sredstva c\u0301e biti isplac\u0301ena u jednoj rati u roku od 45 dana od odobrenja. Otplata se vr\u0161i u mese\u010dnim ratama.<\/p>\n\n

              Primenljivi tro\u0161kovi:<\/strong><\/p><\/p>\n

                \n
              1. Ulaganje u osnovna sredstva, kao \u0161to su nova oprema i ma\u0161ine<\/li>\n\n\n\n
              2. Ulaganje u poslovne nekretnine (kupovina, izgradnja, renoviranje, adaptacija)<\/li>\n\n\n\n
              3. Materijali i roba<\/li>\n\n\n\n
              4. Usluge<\/li>\n\n\n\n
              5. Tro\u0161kovi rada, uklju\u010dujuc\u0301i neto zarade, poreze na dohodak, doprinose za socijalno osiguranje i nadoknadu tro\u0161kova prevoza, obroka i odmora.<\/li>\n<\/ol>\n

                Dr\u017eavna pomoc\u0301 po pravilu pomo\u0107i male vrednosti bic\u0301e obezbe\u0111ena za tro\u0161kove koji su nastali izme\u0111u 1. avgusta 2025. i 30. novembra 2026. godine.<\/p>\n\n

                U SIBIZ<\/strong>-u smo specijalizovani za pru\u017eanje pune podr\u0161ke pojedincima, poslovnim profesionalcima, digitalnim nomadima, preduzetnicima, malim i srednjim preduzec\u0301ima i korporacijama<\/strong> koje posluju u Sloveniji. Na\u0161e usluge obuhvataju pravna, poreska, ra\u010dunovodstvena, imigraciona i poslovna savetodavna re\u0161enja prilago\u0111ena va\u0161im potrebama<\/strong>. Poma\u017eemo klijentima da se uspe\u0161no sna\u0111u u moguc\u0301nostima finansiranja kao \u0161to su programi Slovena\u010dkog preduzetni\u010dkog fonda i osiguravamo uskla\u0111enost u svakoj fazi rasta poslovanja.<\/p><\/p>\n\n

                Za vi\u0161e informacija, kontaktirajte nas na <\/strong>www.sibiz.eu<\/strong><\/a><\/p><\/p>\n\n

                <\/p>\n","protected":false},"excerpt":{"rendered":"

                Slovena\u010dka mikro, mala i srednja preduzec\u0301a (MSP) sada mogu imati koristi od veoma konkurentnih kredita za likvidnost koje pru\u017ea Slovena\u010dki preduzetni\u010dki fond (Slovenski podjetni\u0161ki sklad – SPS). Ovi krediti, u rasponu od 15.000 do 100.000 evra, osmi\u0161ljeni su da preduzec\u0301ima omoguc\u0301e lak i brz pristup izvorima finansiranja za manje investicije ili potrebe za obrtnim kapitalom. […]<\/p>\n","protected":false},"author":8,"featured_media":11555,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_editorskit_title_hidden":false,"_editorskit_reading_time":0,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","editor_plus_copied_stylings":"{}","footnotes":""},"categories":[1091,1093,1105,1107,1096,1087,1095,1088],"tags":[1104,1110],"class_list":["post-13777","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-sr_la","category-eu-sr_la","category-investicije","category-medunarodna-trgovina","category-posao","category-vesti","category-zakonodavstvo","category-zivot-u-sloveniji","tag-poslovanje-u-sloveniji","tag-zakonodavstvo"],"acf":[],"yoast_head":"\nSlovena\u010dki Preduzetni\u010dki Fond nudi kredite za likvidnost malim i srednjim preduzec\u0301ima - Kamatna stopa: Fiksna 1,8% godi\u0161nje - Sibiz d.o.o.<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sibiz.eu\/sr_la\/slovenacki-preduzetnicki-fond-nudi-kredite-za-likvidnost-malim-i-srednjim-preduzecima-kamatna-stopa-fiksna-18-godisnje\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Slovena\u010dki Preduzetni\u010dki Fond nudi kredite za likvidnost malim i srednjim preduzec\u0301ima - Kamatna stopa: Fiksna 1,8% godi\u0161nje - Sibiz d.o.o.\" \/>\n<meta property=\"og:description\" content=\"Slovena\u010dka mikro, mala i srednja preduzec\u0301a (MSP) sada mogu imati koristi od veoma konkurentnih kredita za likvidnost koje pru\u017ea Slovena\u010dki preduzetni\u010dki fond (Slovenski podjetni\u0161ki sklad – SPS). Ovi krediti, u rasponu od 15.000 do 100.000 evra, osmi\u0161ljeni su da preduzec\u0301ima omoguc\u0301e lak i brz pristup izvorima finansiranja za manje investicije ili potrebe za obrtnim kapitalom. […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/sibiz.eu\/sr_la\/slovenacki-preduzetnicki-fond-nudi-kredite-za-likvidnost-malim-i-srednjim-preduzecima-kamatna-stopa-fiksna-18-godisnje\/\" \/>\n<meta property=\"og:site_name\" content=\"Sibiz d.o.o.\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-07T09:19:37+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-07T13:09:04+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/sibiz.eu\/wp-content\/uploads\/2024\/07\/iStock-1364223865-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1707\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Eymen Erakkaya\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Eymen Erakkaya\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/sibiz.eu\\\/sr_la\\\/slovenacki-preduzetnicki-fond-nudi-kredite-za-likvidnost-malim-i-srednjim-preduzecima-kamatna-stopa-fiksna-18-godisnje\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/sibiz.eu\\\/sr_la\\\/slovenacki-preduzetnicki-fond-nudi-kredite-za-likvidnost-malim-i-srednjim-preduzecima-kamatna-stopa-fiksna-18-godisnje\\\/\"},\"author\":{\"name\":\"Eymen Erakkaya\",\"@id\":\"https:\\\/\\\/sibiz.eu\\\/sr_la\\\/#\\\/schema\\\/person\\\/70bdc0ba03615188934639f9ddc6e880\"},\"headline\":\"Slovena\u010dki Preduzetni\u010dki Fond nudi kredite za likvidnost malim i srednjim preduzec\u0301ima – Kamatna stopa: Fiksna 1,8% godi\u0161nje\",\"datePublished\":\"2025-10-07T09:19:37+00:00\",\"dateModified\":\"2025-10-07T13:09:04+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/sibiz.eu\\\/sr_la\\\/slovenacki-preduzetnicki-fond-nudi-kredite-za-likvidnost-malim-i-srednjim-preduzecima-kamatna-stopa-fiksna-18-godisnje\\\/\"},\"wordCount\":515,\"publisher\":{\"@id\":\"https:\\\/\\\/sibiz.eu\\\/sr_la\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/sibiz.eu\\\/sr_la\\\/slovenacki-preduzetnicki-fond-nudi-kredite-za-likvidnost-malim-i-srednjim-preduzecima-kamatna-stopa-fiksna-18-godisnje\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/sibiz.eu\\\/wp-content\\\/uploads\\\/2024\\\/07\\\/iStock-1364223865-scaled.jpg\",\"keywords\":[\"poslovanje u Sloveniji\",\"Zakonodavstvo\"],\"articleSection\":[\"BLOG\",\"EU\",\"Investicije\",\"Me\u0111unarodna trgovina\",\"Posao\",\"Vesti\",\"Zakonodavstvo\",\"\u017divot u Sloveniji\"],\"inLanguage\":\"sr-SR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/sibiz.eu\\\/sr_la\\\/slovenacki-preduzetnicki-fond-nudi-kredite-za-likvidnost-malim-i-srednjim-preduzecima-kamatna-stopa-fiksna-18-godisnje\\\/\",\"url\":\"https:\\\/\\\/sibiz.eu\\\/sr_la\\\/slovenacki-preduzetnicki-fond-nudi-kredite-za-likvidnost-malim-i-srednjim-preduzecima-kamatna-stopa-fiksna-18-godisnje\\\/\",\"name\":\"Slovena\u010dki Preduzetni\u010dki Fond nudi kredite za likvidnost malim i srednjim preduzec\u0301ima - 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Kamatna stopa: Fiksna 1,8% godi\u0161nje - Sibiz d.o.o.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/sibiz.eu\/sr_la\/slovenacki-preduzetnicki-fond-nudi-kredite-za-likvidnost-malim-i-srednjim-preduzecima-kamatna-stopa-fiksna-18-godisnje\/","og_locale":"en_US","og_type":"article","og_title":"Slovena\u010dki Preduzetni\u010dki Fond nudi kredite za likvidnost malim i srednjim preduzec\u0301ima - Kamatna stopa: Fiksna 1,8% godi\u0161nje - Sibiz d.o.o.","og_description":"Slovena\u010dka mikro, mala i srednja preduzec\u0301a (MSP) sada mogu imati koristi od veoma konkurentnih kredita za likvidnost koje pru\u017ea Slovena\u010dki preduzetni\u010dki fond (Slovenski podjetni\u0161ki sklad – SPS). Ovi krediti, u rasponu od 15.000 do 100.000 evra, osmi\u0161ljeni su da preduzec\u0301ima omoguc\u0301e lak i brz pristup izvorima finansiranja za manje investicije ili potrebe za obrtnim kapitalom. 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